| PAYDAY Lender |
Fax Required |
Minimum Monthly Income Required |
Checking Account Required |
| 100 Day Loans | No | $1000 Net | Yes |
| AmeriAdvance.com | No | $1000 Net | No |
| PayDayMax | No | $1000 Net | Yes |
| PayDay One | No | $1000 Gross | Yes |
| Cash Central | No | $1000 Net | Yes |
| DiscountAdvances | No | $1000 Net | Yes |
| 100 Day Loans | 10 reviews |
| AmeriAdvance.com | 5 reviews |
| PayDayMax | 4 reviews |
| Discount Advances | 3 reviews |
| PayDay One | 3 reviews |
| Cash Central | 2 reviews |
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No Check Payday Loan Lenders

If you and your family are in a tough financial situation, no check payday loan lenders can help. While the majority of lenders require a thorough credit report, these no check payday loan lenders can provide cash advances without any sort of credit check. In fact, all you have to do is complete an online application and then wait for an hour or two to receive a wire transfer directly to your bank account.
The online application used by no check payday loan lenders is simple and should only take you ten minutes to fill out. The requirements are fairly standard and you can expect to be asked for:
- Proof of employment – lenders are looking to see that you have a job in a position you’ve held for at least two months, or some other steady stream of income
- Contact information – lenders will need a mailing address, phone number, and email address if you prefer to correspond electronically
- Details of an active bank account – you will need to provide routing and account numbers to facilitate the initial wire transfer of your loan as well as to authorize repayment of the loan via automatic monthly checking account withdrawals by the lender
- Character references – you will need one ore two references who know you well. These are the people the lender will contact if you default on your loan.
No check payday loan lenders specialize in short term loans of $1500 or less. The loan is secured by your next paycheck, meaning that you agree to repay the loan when your next payday rolls around. The repayment amount will be the sum off the borrowed amount and a finance charge determined by the lender. A competitive finance charge in today’s market is $15 for every $100 you borrow, or 15%. Shop around for the best deal, but keep in mind that you are paying a surcharge for the convenience of having access to cash immediately. If you have bad credit, this form of loan is your best bet for being approved. It is a good idea to borrow the smallest amount that you can get by on, and to pay the loan back on schedule. This can actually help to repair your credit score, as it demonstrates a certain degree of financial responsibility.
No check payday loan lenders provide customers with an easy way to get access to cash fast. You re also likely to get a better interest rate when you apply online compared to applying in person with one of your local lenders. The online setting is not only convenient, but it cuts down on overhead costs, allowing the lender to deliver some of that savings to you. If you are in the market for a cash advance, find a website that searches multiple no check payday loan lenders to match you with the most appropriate affiliate. This will guarantee your approval as well as a competitive interest rate.
Online payday loans are a convenient avenue for getting access to emergency cash.
Keep in mind that you will need to meet the following requirements:
- US Citizenship
- Legal age (18 years or older)
- Active bank account in your name (either checking or savings)
- Proof of employment or source of income
If you meet these four basic requirement, then obtaining a loan from a no check payday loan lender should be simple. Go online and fill out an application at one of the multiple lender websites. Approval takes only moments and funds will be wired directly to your account in as quickly as one hour. Regardless of your credit history, these credit loans cater to those with bad credit, so you can still be approved. Utilize one of these short-term loans responsibly to help cover expenses when life becomes hectic.




